Medicare Guidelines for Catheters

**UPDATED: March 25, 2026
Medicare has specific guidelines for covering urological supplies such as intermittent catheters, which are in place to protect you, your doctor’s office, and the supplier.

As a fully ACHC-accredited and Medicare-accredited catheter company, 180 Medical follows all insurance guidelines. One of our founding values at 180 Medical is integrity, which means we always do what’s right, even if it takes some more effort and time on our part.

While the process of getting the required Medicare documentation may sound confusing, don’t worry. Because we specialize in providing insurance-covered catheters, we understand the process and will follow Medicare guidelines to the letter. We will also work directly with your doctor’s office to get the required documentation.

Take a look below to learn more about the Medicare guidelines for coverage of catheters.

What are the Medicare Guidelines for Catheters?

Does Medicare cover intermittent catheters? Yes! Medicare covers catheter supplies when medically necessary. You may be eligible to receive enough catheters for one-time sterile-use catheterization, which is based on your unique needs and the number of times you have to catheterize per day. Medicare will cover up to 200 straight uncoated catheters and sterile catheter lubrication packets per month (every 30 days), depending on the prescription.

However, this does require proper documentation as well as a prescription for catheter supplies, which is also known as a Plan of Care.

Does Medicare cover catheters?

Yes. For Medicare-insured people, Medicare Part B will cover catheters.

However, the catheters must be medically necessary. The person needing catheters must see their doctor in order to get a diagnosis and treatment plan. If the healthcare provider determines intermittent catheterization is necessary due to conditions such as urinary retention, urinary incontinence, or incomplete bladder emptying, this must be documented.

Do I need a prescription so Medicare will cover my catheters?

Yes. To approve and cover catheters, Medicare will require a valid prescription or a Plan of Care. Also, documentation must note the specific condition requiring catheter use, as well as the determined duration of need.

PDF: Documentation Requirements for Catheters

To cover sterile catheters and lubrication, Medicare requires proper documentation in the prescribing doctor’s notes. These notes (sometimes abbreviated as PDF) must also match the plan of care/prescription.

PDF stands for the permanence of the condition, the diagnosis, and the frequency of cathing per day or per week, etc.

Permanence

The doctor’s notes must indicate that the need for catheters is a chronic or permanent condition. If the medical record indicates the condition is of long-term or indefinite duration (at least 3 months), this meets the measure of permanence.

Diagnosis

Approved ICD-10 diagnosis codes:

1. Retention of Urine R33.9
2. Incomplete Bladder Emptying R39.14
3. Other Specified Retention of Urine R33.8
4. Urinary Incontinence R32
5. Urge Incontinence N39.41

Frequency

Documentation must also show the recommended number of times the patient should catheterize per day (or week/month). Also, this must match the prescribed frequency listed on the Plan of Care.

Additional Doctor’s Progress Notes

Any additional notes in the records may be helpful for approval.

Notes may include:

1. Duration of the patient’s condition
2. Clinical course
3. Prognosis
4. Nature and extent of functional limitations
5. Other therapeutic interventions and results
6. Past experience with related items
7. Anything else that might provide information on a patient’s need or use of catheters

Coudé Catheter Justification

If the patient cannot use a straight catheter, Medicare may also cover sterile coude catheters.

However, the prescribing doctor must document this in the progress notes (in addition to the above-discussed PDF). The notes must demonstrate why a straight catheter is not sufficient for use. Also, it must include justification for using a coudé tip catheter for catheterization.

Medicare Coverage for Closed System Catheters

As of January 1, 2026, Medicare now covers closed-system catheter kits for individuals with documented spinal cord injuries. In order for Medicare to approve coverage, appropriate documentation of a spinal cord injury (at any level of the spine) must be recorded and provided in your healthcare provider’s notes.

For other circumstances, Medicare may sometimes cover closed system catheters for individuals who have experienced more than two UTIs (urinary tract infections) in a span of 12 months while practicing sterile intermittent catheterization with sterile catheter lubricant packets (using each catheter one time and then disposing of it).

UTI Documentation for Medicare

UTIs must be documented in your healthcare provider’s notes, occurring within a twelve-month period of each other, and there must also be documented concurrent symptoms at the time each UTI was documented

Examples of Accepted Concurrent Symptoms with a UTI

• Fever greater than 100.4 F
• Systemic leukocytosis (abnormal increase in the number of circulating white
  blood cells in the CBC/complete blood count)
• Change in urgency, frequency, or incontinence
• Sweating, bradycardia, and/or blood pressure elevation
• Prostatitis, epididymitis, orchitis
• Increased muscle spasms
• Documented pyuria (greater than 5 white blood cells in urine)

Exceptions to the UTI Guideline

Also, a few exceptions to this guideline requiring proof of UTIs exist. Medicare may cover advanced catheter products if documentation proves:

• The patient resides in a nursing home/facility as their primary residence
• Chronic use of immunosuppressant drugs post-transplant
• Chemotherapy
• HIV or AIDS diagnosis
• Drug-induced immunosuppressed state, such as chronic oral corticosteroid use
• Radiological vesicourethral reflux while on sterile intermittent catheters
• Spinal cord-injured pregnant female with neurogenic bladder (covered for the duration of pregnancy only)

Where to Buy Medicare Catheters

Have more questions about how your insurance will cover your intermittent catheters? Are you wondering how to get your catheters covered by your current Medicare plan?

Our friendly, trained customer specialists are happy to help you. Plus, we can verify your insurance plan to determine your catheter coverage and product options. Just reach out to us to get started!