A new year can bring changes to your health insurance plan, deductible, copays, or catheter supply coverage. If you recently changed to a new insurance plan or your deductible resets on January 1, you may have questions about what this means for your catheter orders.
180 Medical’s insurance specialists can help verify your benefits, review your catheter coverage, and explain any estimated out-of-pocket costs based on your prescription and insurance plan. Here are a few common insurance questions that may come up at the start of a new year.
For full details about catheter insurance coverage and answers to common insurance questions, visit our catheter insurance guide.
Is 180 Medical In-Network With My New Insurance Plan?
If your insurance changed this year, one of your first questions may be whether 180 Medical is in-network with your new plan.
180 Medical is contracted with Medicare, state Medicaid programs, and many private insurance plans. However, coverage can vary by plan, so it’s important to verify your insurance to determine whether it covers your catheters, whether they’re in-network, and what your out-of-pocket costs may be (if any).
Our specialists can securely verify your insurance information to see whether 180 Medical is contracted with your plan. We can also review your benefits, discuss any estimated out-of-pocket costs, and help you understand what to expect before your next catheter supply order.
What Types of Catheters Will My Insurance Cover?
Catheter coverage can vary depending on your insurance plan, prescription, diagnosis, documentation, and medical needs.
Depending on your prescription and insurance coverage, you may be eligible for options such as hydrophilic catheters, closed system catheters, or no-touch catheter systems. These types of catheters may be helpful for some people, including those with limited hand dexterity, frequent urinary tract infections, wheelchair users, or people with active lifestyles.
Once we have your updated insurance information, 180 Medical can verify your benefits and walk you through available catheter options based on your prescription and coverage.
Did the Medicare Part B Deductible Increase in 2026?
Yes. The Medicare Part B deductible for 2026 is $283. This is an increase from the 2025 deductible.
180 Medical does not control Medicare deductible changes, but we understand that a higher bill at the start of the year can be unexpected. If you have questions about your Medicare coverage or catheter supply costs, our insurance specialists can help review your benefits and explain what may apply to your order.
Do I Need to Submit My Own Insurance Claims?
No. When you receive catheter supplies through 180 Medical, we file insurance claims for you.
We also work with your healthcare provider to request the required documentation, prescriptions, or authorizations your insurance plan may need. Our goal is to make the process of getting your catheter supplies as simple and stress-free as possible.
Can I Use My HSA to Pay for Catheter Supplies?
A Health Savings Account, or HSA, may help cover eligible out-of-pocket healthcare costs. Medical supplies, including catheter supplies, may qualify as an HSA-eligible expense.
Your insurance plan will typically process its portion of the supply cost first. If you have a remaining balance and available HSA funds, you may be able to use your HSA card to help pay for your catheter supplies.
If you have questions about HSA eligibility or payment options, check with your insurance plan, HSA administrator, or 180 Medical’s billing team.
Will My New Insurance Plan Cover an Old Medical Bill?
A new insurance plan will usually only apply to orders that occur on or after the plan’s effective date. In most cases, previous supply orders are billed to the insurance plan that was active at the time of that order.
180 Medical’s Billing Specialists file claims according to your insurance plan’s effective and end dates. If your insurance recently changed, please let us know so we can update your account and verify your current coverage.
Why Does My Catheter Supply Bill Look Different This Year?
Your catheter supply costs may change from year to year depending on your insurance plan, deductible, copay, coinsurance, coverage limits, or documentation requirements.
One common reason for a higher bill at the beginning of the year is a deductible reset. A deductible is the amount you may need to pay before your insurance begins covering certain healthcare costs. Many deductibles reset at the start of a new calendar year, although some plans follow a different schedule.
If your bill looks different from what you expected, our insurance specialists can review your coverage and help explain any estimated out-of-pocket costs for your catheter supplies.
What Should I Do If My Insurance Changes?
If your insurance changed this year, please update your information with 180 Medical as soon as possible. This helps us verify your benefits, check your catheter coverage, and reduce potential delays with future orders.
You may need to provide your new insurance card, member ID, group number, plan details, or updated contact information. Once we have your new insurance information, our team can review your benefits and let you know if anything else is needed.
Did Your Insurance Change This Year?
180 Medical can help verify your new insurance benefits, review your catheter supply coverage, and explain any estimated out-of-pocket costs based on your plan and prescription.
Have More Questions About Catheter Insurance Coverage?
If you want a more detailed overview of how insurance may cover catheter supplies, visit our catheter insurance guide.
At 180 Medical, our team is here to help you understand your catheter supply options, insurance benefits, and estimated costs. We can also work with your healthcare provider to request any required documentation for your order.
If you’re ready to get started or need help updating your insurance information, contact 180 Medical today.
